Echo is a reflected sound that is heard again by its initial observer. Likewise, it is with life, it gives you back everything you say or do. Our life is simply a reflection of our own actions, life will give you back everything you have given to it. Your life if not a coincidence: it’s a reflection of you! If you’d like to know who’s responsible for the majority of your troubles, take a look at the mirror; the person you see is the person behind all your troubles and anything that happens in your life.
Be accountable for your action, and remember the free will to choose is upon you.